• A guide to buying property with friends

    This guide is the latest in a series on various aspects of the mortgage market, designed to help clients make an informed decision about their mortgage choices. Other topics covered so far are refurbishment and renovation properties, guarantor mortgages...

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  • Finding good value property in commuter towns

    There is no doubt that London is currently one of the most exciting cities in the world and its attractiveness as a place to live commands a premium which many feel is worth paying. This article is aimed at people who have made the decision to move...

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  • 2013 – The Year That The UK Mortgage Market ‘Turned The Corner’

    In the last month or two Mark Carney, Governor of the Bank of England, has made numerous comments to the effect that the UK economy has ‘turned the corner’. What has definitely boosted consumer confidence over the course of 2013 is sustainable economic recovery, evidenced by the growth in UK GDP of 0.8% between July and September, the best quarterly growth for 3 years.

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  • Downsizing without selling

    The UK mortgage market, along with the UK economy, has turned a corner, with residential housing transactions increasing by 23.2% from September 2012 to September 2013 (Source: HMRC UK Property Transactions Statistics, October 2013).

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  • How much can I borrow?

    For many years, the simple answer to this question has been “3 x single income or 2.5 x joint income”. Many mortgage calculators, high street lenders and price comparison websites still quote this basic formula when giving guidance on the amount that a consumer might reasonably expect to borrow.

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  • The value of independent mortgage advice

    The UK housing market is in recovery. The latest Council of Mortgage Lenders data show that total gross mortgage lending in July increased to £16.6 billion, representing a rise of 12% from £14.8 billion in June and 29% higher than the total of £12.9 billion in June 2012.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2017. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776 and Private Finance Associates LLP (PFA LLP) of the same address, registered in England no. OC357301. PFA LLP is an Appointed Representative of Private Finance Ltd. Charges are based on the loan amount and the complexity of your needs and circumstances. Our maximum fee is 1% however typically our average fee has been 0.28%, i.e. £980 on a loan of £350,000. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 259 merchant reviews

4.94 / 5 Rating
259 Reviews
Simon Checkley has assisted me on my mortgage and loan requirements for a number of years now and he always delivers the best value, lowest interest and repayments and exceptional service. This time when there was a tough deadline and the pressure was on - he was ably assisted by Chloe Leavesley who was relentless in following up Scottish Widows and Optima legal keeping me posted at every stage and making the impossible possible. Great team - really appreciate the support with terrific service. If I was a prospective client I would be seeking these two out!
Another excellent service from Private Finance thank you Tim and Maniksha, superb, 5 stars, we will be using you again most definitely. Rob Swiney
A great service, thank you guys.
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