• The European Mortgage Credit Directive (MCD) – what does it mean for you?

    The MCD is a piece of European legislation which is designed to create a single market for first and second charge mortgages and to protect consumers by stress-testing their ability to repay a mortgage in changing economic circumstances. It will be implemented in the UK through rules drawn up by the Bank of England’s Financial Conduct Authority (FCA) and will take formal effect from March 2016.

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  • Mortgage lending still at its strongest since 2008

    The Council of Mortgage Lenders (CML) has just published its monthly Regulated Mortgage Survey data for August 2015. Whilst the survey shows a slight dip in lending on the previous month, we are still confident that lending overall will continue to remain at levels not seen since 2008, well into the New Year.

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  • Latest Jackson-Stops Market Review available now

    What do York & Westminster have in common? Sterling gain. Sustained investment. Are you a mortgage misfit? Country living. Planning 'la domination du monde'. A series of fascinating articles about the UK property market are contained in the latest Jackson-Stops Market Review.....

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  • Thinking of moving to the country?

    Leading independent estate agents and property consultants, Strutt & Parker, are specialists in rural property and have published a useful guide to getting the best possible country home, covering factors such as the house itself, the local community (including schools and hospitals), transport infrastructure and local broadband speed. You can find the guide on their website......

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  • Low rates are here to stay

    We are not surprised at today’s decision by the MPC to hold the Bank Rate at 0.5% and it looks like lower rates are here to stay for the time being, given the uncertain economic outlook in the emerging economies, particularly China.

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  • Over half of UK holidaymakers worried about their finances this summer

    Private Finance, the independent mortgage broker, has recently conducted a survey revealing that 58% of British holidaymakers ​were worried about money on their summer break this year. The survey further revealed that 18-35 year olds and those living in London and York and Humber worried the most about their personal finances during their holiday.

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  • Smaller lenders adapt and innovate to help ‘mortgage misfits’

    Are you a would-be mortgage borrower who has been unable to gain access to private finance because of tougher lending criteria introduced in the last year or two? Did you know that, since the introduction of the mortgage industry regulator’s new affordability rules in April 2014, almost half of those who planned to buy a property have failed, according to Experian, the credit reference agency? Many of these potential buyers are ‘mortgage misfits’; borrowers with less conventional circumstances in need of bespoke products and specialist financial guidance.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2017. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776 and Private Finance Associates LLP (PFA LLP) of the same address, registered in England no. OC357301. PFA LLP is an Appointed Representative of Private Finance Ltd. Charges are based on the loan amount and the complexity of your needs and circumstances. Our maximum fee is 1% however typically our average fee has been 0.28%, i.e. £980 on a loan of £350,000. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 259 merchant reviews

4.94 / 5 Rating
259 Reviews
Simon Checkley has assisted me on my mortgage and loan requirements for a number of years now and he always delivers the best value, lowest interest and repayments and exceptional service. This time when there was a tough deadline and the pressure was on - he was ably assisted by Chloe Leavesley who was relentless in following up Scottish Widows and Optima legal keeping me posted at every stage and making the impossible possible. Great team - really appreciate the support with terrific service. If I was a prospective client I would be seeking these two out!
Another excellent service from Private Finance thank you Tim and Maniksha, superb, 5 stars, we will be using you again most definitely. Rob Swiney
A great service, thank you guys.
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