• Intergenerational mortgages – a sign of the times?

    If you want to help your child or relative buy a home, there are several financial products you can consider if you don’t have enough savings to lend them as a deposit. These include guarantor, joint and family offset mortgages. Read on to see how we recently helped a father and son arrange an intergenerational mortgage.

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  • Is the UK mortgage market in danger of being effectively nationalised?

    There is a danger of removing underwriting expertise and therefore differentiation between lenders, thus reducing competition in the UK mortgage market. The “nationalisation” of a vital part of the economy might seem a strange policy for a Conservative government, but then it does already own a substantial part of the UK mortgage market via UKFI’s shareholdings in UK mortgage lenders. Is the Government now looking to control the rest of the UK mortgage market through policy instruments such as maximum income multiples and quotas?

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  • Private Finance quoted in the Daily Mail

    Many older workers are snapping up rental properties to boost their income in retirement, it has emerged. Banks and mortgage brokers have seen a surge in buyers in their fifties and sixties taking out buy-to-let mortgages as a number of institutions scrap upper age limits for borrowers. Shaun Church, Associate Director at Private Finance, was featured in the Daily Mail's article entitled 'Rise of pensioner landlords lured by returns of 5%: Older workers snap up rental properties in search of retirement income'.

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  • The unintended consequences of regulating the mortgage market

    The UK lending landscape is becoming skewed in favour of property investors and against residential property purchasers, especially in areas of increasing property prices. Recent measures and suggestions from the Government and the Bank of England are likely to create more imbalance, whilst not addressing the major reasons for London property price inflation and the effects that has on the rest of the South East of England.

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  • 1000 miles in 10 days: London to Valencia by bike

    On the 4th July Simon Checkley, Managing Director of Private Finance, will embark on a 1,000 mile bike ride over 10 days, from his home in Hertfordshire to Valencia, Spain, raising money for the Roy Castle Lung Cancer Foundation and Mind, the mental health charity.

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  • The 5 main benefits of independent mortgage advice

    The current excess of demand over supply of good quality housing means that well-prepared buyers are increasingly arranging their finance early in the process. Most vendors are confident of receiving several offers, so they can afford to deal only with buyers who are already certain of what they can afford and the source of their finance. All parties involved in a house purchase transaction want the same successful outcome - that the deal gets ‘over the line’ - and an independent mortgage broker can help make this happen.

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  • Nice weather for ducks

    The Private Finance Cycling Team has just returned from riding 80 miles in conditions that were described by organisers as ‘almost biblical’, taking part in the first ever Carter Jonas Yorkshire Pedalthon on 22nd May.

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© Private Finance Limited, 2017. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776 and Private Finance Associates LLP (PFA LLP) of the same address, registered in England no. OC357301. PFA LLP is an Appointed Representative of Private Finance Ltd. Charges are based on the loan amount and the complexity of your needs and circumstances. Our maximum fee is 1% however typically our average fee has been 0.28%, i.e. £980 on a loan of £350,000. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 259 merchant reviews

4.94 / 5 Rating
259 Reviews
Simon Checkley has assisted me on my mortgage and loan requirements for a number of years now and he always delivers the best value, lowest interest and repayments and exceptional service. This time when there was a tough deadline and the pressure was on - he was ably assisted by Chloe Leavesley who was relentless in following up Scottish Widows and Optima legal keeping me posted at every stage and making the impossible possible. Great team - really appreciate the support with terrific service. If I was a prospective client I would be seeking these two out!
Another excellent service from Private Finance thank you Tim and Maniksha, superb, 5 stars, we will be using you again most definitely. Rob Swiney
A great service, thank you guys.
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